Ganesh Chaturthi 2025: Will banks, NSE and BSE remain closed on August 27?

On Wednesday, August 27, 2025, banks in many Indian cities and states are closed to mark the festival of Ganesh Chaturthi, as per the holiday calendar of the Reserve Bank of India (RBI). Cities such as Mumbai, Chennai, Bengaluru, Hyderabad, and Ahmedabad are observing a holiday, while banks in other parts of the country will operate normally.

Apart from banks, the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE) will also remain closed today. Trading in all major market segments has been suspended as the holiday is being observed in Maharashtra, where both exchanges are located.

This closure means there will be no trading in equity, derivatives, and other related segments on this day. Regular market operations will resume the following day.

Region-wise bank closures and market segments affected

According to the RBI’s official list of bank holidays, banks in the following cities and states are closed today, August 27:

• Ahmedabad

• Belapur

• Bengaluru

• Bhubaneswar

• Chennai

• Hyderabad

• Mumbai

• Nagpur

• Panaji

• Vijayawada

In the rest of India, banking services remain open and unaffected. Customers outside these regions can access regular counter services. However, digital services such as internet banking, UPI, and ATMs continue to be available across the country, ensuring that essential transactions can still take place.

Meanwhile, the stock market holiday list published on the BSE website (bseindia.com) confirms that the following segments will remain closed on August 27:

• Equity Segment

• Equity Derivative Segment

• SLB (Securities Lending and Borrowing) Segment

• Currency Derivatives Segment

• NDS-RST and Tri-Party Repo Segments

This affects all investors and traders since no buying or selling of shares, derivatives, or currencies can take place on this day. Market activity will resume on Thursday, August 28, when trading reopens.

The holiday is observed mainly in Maharashtra and a few other regions where Ganesh Chaturthi is celebrated widely. Since both the BSE and NSE are headquartered in Mumbai, operations at these major exchanges are suspended in line with the state holiday.

Festival significance and upcoming bank holidays

Ganesh Chaturthi is one of India’s most important Hindu festivals, marking the birth of Lord Ganesha, who is worshipped as the god of wisdom, prosperity, and good fortune. The festival begins today, August 27, 2025, and continues for ten days. It will conclude with Ganesh Visarjan on Saturday, September 6, 2025, when idols of Lord Ganesha are immersed in water bodies with devotional rituals.

Ganesh Chaturthi is especially significant in Maharashtra, Goa, and parts of South India. Families install idols of Ganesha in their homes, and large community pandals are decorated with elaborate themes. The celebrations include prayers, devotional songs, sweets like modaks, and cultural events. Because of the scale of the festival, banks and stock markets in Maharashtra remain shut today.

Looking ahead, the next bank holiday falls on Thursday, August 28, 2025. On this day, banks in Odisha and Goa will be closed to observe the second day of Ganesh Chaturthi as well as Nuakhai, an agricultural festival celebrated mainly in Western Odisha. This means that banks in Odisha and Goa will observe two consecutive holidays on August 27 and 28.

It is important to note that bank holidays in India are decided by the RBI under the Negotiable Instruments Act. The calendar includes national holidays, religious festivals, and regional observances. In addition to these, banks across India remain closed on Sundays and on the second and fourth Saturdays of every month.

What this means for customers and investors

For bank customers in the affected cities, physical branch services such as cash deposits, cheque clearance, and demand drafts will not be available today. However, essential services are not completely disrupted since digital platforms like UPI, NEFT, IMPS, and mobile banking apps continue to operate normally. ATMs also remain functional.

For investors, the one-day closure of the stock market simply means there will be no trading activity in equities or derivatives on August 27. Since the closure was pre-scheduled and announced in advance, investors and brokers have already adjusted their strategies accordingly.

The holiday highlights how India’s financial systems align with major religious and cultural events, ensuring that workers and communities can celebrate important festivals. With digital banking and online services, essential financial needs continue to be met even during public holidays.

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Key highlights

• Banks closed today (Aug 27, 2025) in cities like Mumbai, Chennai, Bengaluru, Hyderabad, Ahmedabad, and others for Ganesh Chaturthi.

• Stock markets (BSE and NSE) also shut today due to the state holiday in Maharashtra.

• All market segments including equities, derivatives, and currency trading remain closed.

• Ganesh Chaturthi festival begins today and continues until September 6 with Ganesh Visarjan.

• Next bank holiday: August 28, when banks in Odisha and Goa will close for Nuakhai and the second day of Ganesh Chaturthi.

• Banking services remain available through ATMs, UPI, and internet banking despite branch closures.

In conclusion, the Ganesh Chaturthi holiday on August 27, 2025, brings a temporary pause to banking operations in several states and halts trading at India’s two major stock exchanges. However, essential services remain available digitally, and operations will return to normal the next day. The holiday also underlines the importance of cultural and religious events in shaping India’s financial and social calendar.